Privacy Policy

  1.  About this Policy

This Privacy Policy provides information on how The Finance Ghost (Pty) Ltd collects and processes your personal data when you visit our website.

  1. The data we collect about you

We collect your personal data in order to provide and continually improve our products and services.

We may collect, use, store and transfer the following different kinds of personal data about you:

  • Information you provide to us: We receive and store the information you provide to us including your identity data, contact data, delivery address and financial data.
  • Information on your use of our website: We automatically collect and store certain types of information regarding your use of the thefinanceghost.com website, including information about your searches, views, downloads and purchases.
  • Information from third parties and publicly available sources: We may receive information about you from third parties including our carriers; payment service providers; merchants/brands; and advertising service providers.
  1. Cookies and how we use them

A cookie is a small file of letters and numbers that we put on your computer if you agree.

Cookies allow us to distinguish you from other users of our website, which helps us to provide you with an enhanced browsing experience. For example we use cookies for the following purposes:

  • Recognising and counting the number of visitors and to see how visitors move around the site when they are using it (this helps us to improve the way our website works, for example by ensuring that users can find what they are looking for).
  • Identifying your preferences and subscriptions e.g. language settings, saved items, items stored in your basket and Prime membership; and
  • Sending you newsletters and commercial/advertising messages tailored to your interests.

Our approved third parties may also set cookies when you use our website. Third parties include search engines, providers of measurement and analytics services, social media networks and advertising companies.

  1. How we use your personal data

We use your personal data to operate, provide, develop and improve the products and services that we offer, including the following:

  • Registering you as a new user or customer of existing or future products, including but not limited to the Ghost Mail mailer.
  • Processing and delivering your orders.
  • Managing your relationship with us.
  • Enabling you to participate in promotions, competitions and surveys.
  • Improving our website, applications, products and services.
  • Recommending/advertising products or services which may be of interest to you.
  • Complying with our legal obligations, including verifying your identity where necessary.
  • Detecting fraud.
  1. How we share your personal data

We may need to share your personal data with third parties for the following purposes:

  • Ghost Mail: By signing up for this mailer, we need to share your data with a recognised email management tool to enable emails to be sent (we currently use Mailchimp, a leading global service provider with high standards of information security)
  • Sale of products: In order to deliver your products purchased on our website from third parties, we may be required to provide your personal data to such third parties.
  • Working with third party service providers to the extent that we outsource certain services, for example the sale of tickets for webinars.
  • Business transfers: As we continue to develop our business, we might sell or buy other businesses or services. In such transactions, customer information may be transferred together with other business assets.
  • Detecting fraud and abuse: We release account and other personal data to other companies and organizations for fraud protection and credit risk reduction, and to comply with the law.
  • When we share your personal data with third parties we:
    • require them to agree to use your data in accordance with the terms of this Privacy and Cookie Notice, our Privacy Policy and in accordance with the law; and
    • only permit them to process your personal data for specified purposes and in accordance with our instructions. We do not allow our third-party service providers to use your personal data for their own purposes.
  1. International transfers

We may transfer your personal data to locations in another country, if this is permissible pursuant to applicable laws in your location. There are inherent risks in such transfers.

In the event of international transfers of your personal data, we shall put in place measures necessary to protect your data, and we shall continue to respect your legal rights pursuant to the terms of this Privacy and Cookie Notice and applicable laws in your location.

  1. Data security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.

In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

  1. Your legal rights

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.

Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to access, correct or erase your personal data, object to or restrict processing of your personal data, and unsubscribe from our emails and newsletters.

  1. Further details

If you are looking for more information on how we process your personal data, or you wish to exercise your legal rights in respect of your personal data, please contact help.me@thefinanceghost.com

By using this Website, you signify your acceptance of this Privacy Policy. If you do not agree to this policy, please do not use the Website. Your continued use of the Website following the posting of changes to these terms will mean that you accept those changes.

Our content is intended to be used and must be used for informational purposes only. You must do your own analysis before executing any investments or strategic decisions, based on your own circumstances. We do not provide personalised recommendations or views as to whether an investment approach or corporate strategy is suited to the needs of a specific individual or entity.

You should take independent financial advice from a suitably qualified individual who gives due regard to your personal circumstances.

Whilst every care is taken, we accept no responsibility or liability for any errors or omissions in any of our content.

The views, thoughts and opinions expressed in our content belong solely to the author or quoted individuals and/or entities, and not necessarily to the author’s employer, organisation, committee or other group or individual, or any of our affiliates or brand partners.

Copyright © 2021 The Finance Ghost (Pty) Ltd All rights reserved.

The Finance Ghost © 2021. All Rights Reserved.